Rules and guidelines for a home loan are different depending on the type of financing you want. But in general, to qualify for most types of loans there must be certain criteria that has been met such as income or debt obligations being met before applying with your paperwork submitted properly too!

- Social Security Number - Proof of employment. - Proof of income. - Tax documents. - Place of Residence. - Bank account information. - Credit information. - Purchase agreement.

Mortgage lending standards have changed dramatically in the last decade. Gone are the days when you needed a perfect credit score to get approved for loans, and it's not just because of government regulations that make banks more careful about who they lend money too - nowadays many factors go into deciding whether or not someone will be able-bodied enough once repayment becomes due on their debt obligation!

The amount of home you can afford depends on your monthly income and financial goals. To figure out if buying a new property is right for you, consider these questions: -What rent payments do I need each month after mortgage interest? Are those dollars enough to cover my daily costs in this city or region where I would like live (eats, transportation)?-Do any major repairs need doing soon that could be pricey without an emergency fund established first (heating/ cooling system replacement perhaps)? If so then it might make more sense financially not buy rather than repairing

Most loan programs require some amount of down payment as initial equity in your home. Minimum down payments requirements range from 3% – 25%, depending the type of loan you are taking out (primary residence, investment property, etc). However, there are a few loan programs that may allow for a 0% down payment to qualified borrowers: VA Loans: Some Veterans may qualify for a loan program with a 0% down payment. USDA Loans: Some borrowers may qualify for a USDA loan with a 0% down payment for a home within designated rural areas.

By using our website, you can find a lender in no time and at your convenience. Mortgage companies want to get business from as many people who are interested in their services as possible—so why not let them? We make it easy for anyone looking for financial assistance through loans or refinancing by providing access 24/7 without having any long wait periods between searches on different sites!